58% of Americans live paycheck to paycheck

Know what you can actually spend between paychecks

SplitPay maps every bill to the right paycheck and shows you exactly what's left. No guessing. No overdrafts. Just clarity.

Build my Money Map →
✓ Free · No account needed
Your Money Map May 1 - May 31
Paycheck 1 - May 1 $2,150
Rent $820
Car $320
Elec
Left: $835
After bills $835 remaining
Paycheck 2 - May 15 $2,150
Insurance $475
Ph
Sub
Left: $1,445
After bills $1,445 remaining
Safe weekly spending
Based on your lowest paycheck balance
$208/wk
How it works

Three inputs. One clear picture.

01
📅

Enter your paychecks

Add your pay frequency and upcoming pay dates. Bi-weekly, semi-monthly, weekly, monthly. SplitPay handles them all.

02
📄

Add your bills

List each bill with its amount and due date. Rent, utilities, subscriptions, car payment. Every recurring expense.

03
🗺

See your Money Map

SplitPay assigns each bill to the right paycheck, calculates what's left, and warns you if any paycheck goes negative.

The problem

Budgeting apps track everything. You just need to know one thing.

Will you have enough money to make it to your next paycheck? That's the question. Not your net worth. Not your investment portfolio. Not 47 spending categories. Just: am I going to be okay?

  • ✕ Other apps: Link your bank, learn zero-based budgeting, categorize 200 transactions, wait 30 days for insights
  • ✓ SplitPay: Enter paychecks and bills, see your Money Map in 2 minutes, know exactly what you can spend
  • ✕ Other apps: Require bank credentials, access your transaction history, sell your data
  • ✓ SplitPay: No bank linking. You enter the numbers. Your data stays yours.

Budgeting shouldn't require a finance degree.

SplitPay turns the messy math of bills, paychecks, and due dates into a visual plan you can understand in seconds. Because everyone deserves to know where their money is going before it's gone.

Your money, mapped.

Get started — it's free →